Friday, July 31, 2015

Banking on Nothing

For the past five months, I've held down a temp position with a company that handles insurance claims for an ambulance company. What I'm doing is essentially data entry; I started out doing the first stage of billing for ambulance claims, and I've parlayed that into doing the insurance aspect as well. I'm not selling insurance, just crunching numbers and accumulating personal information, but this position offers some parallels to a near-miss situation I had half a decade ago.

I tried to downplay it on this blog, but the Summer of 2010 was pretty rough for me. Between being unemployed, the first round of family health issues (culminating in my mom having a stroke) and feeling increasingly isolated from my old social circles, it was a struggle to maintain a positive mindset. Some of that was fate, but my own naivete was also in play.

I lucked out insofar that I found work right after college. I worked 20 hours a week at my uncle's insurance office, then applied to a substitute teacher for extra money. I had my mind set on a career in the radio industry (which I've discussed before), so after my uncle's death and my abrupt dismissal from Salem Communications, I had nothing to fall back on. It was too late in the school year to apply anywhere to sub, so I applied for unemployment benefits and began my first real extensive job search online.

Within a week of losing my job, I set up accounts on CareerBuilder and Monster.com, two sites that I still occasionally glance at five years later. I posted my resume and hoped for the best, while also maintaining a goal of finishing at least one job application a day. Within a day or two of posting my resume, I began to get offers from local insurance agencies. I had never worked in sales before, but the form letter was convincing enough to at least consider the possibility.

Once such company was Bankers Life. They were holding an open house at their regional office in Palos Heights, a town 35 minutes of east of my parents' house. I put on the only suit I owned at the time and made the long drive, where a group of about 20 were seated in the center of the office. We listened to a 40-minute presentation by the branch's managers, which was followed by a Q&A session. It was a sales position with a 100% commission, some door-to-door soliciting, no upfront base salary, and obviously there would be a long commute, but I was simply happy to have my foot in the door.

The day after the group interview, Bankers Life called back to ask how everything went, and if I would be interested in going to a second presentation. I said yes, and a few days later I made the trek back to Palos Heights to watch a Powerpoint presentation. We were now in a shared conference room in another part of the building, with about a dozen people from the original group attending. The day after that, I was asked if I was still interested; I said yes, and a one-on-one interview with one of the managers was arranged.

The interview turned out to be quite an experience. I found out shortly after my arrival that I was the only person in the whole group to agree to get interviewed. The man who interviewed me was a piece of work. Norm was a self-made man with a beautiful wife and a time-share in the Bahamas, with awards adorning one full wall of his office and a few more on a nearby end-table. He exuded self-confidence, but his idea of persuasion bordered into bullying. When he asked me if I agreed about something, I said "yes" as if my life depended upon his mercy. Next thing I know, I agreed to pay for training courses and for the exam for a state license, all in advance.

The next two weeks were an epic cram session. I was given two textbooks to study the ins and outs of selling life insurance, but I wasn't absorbing anything. My ability to take the exam I had already paid for depended upon whether I could pass an online practice test; where 70% was a passing grade, the best I could muster on a dozen tries was 58%. The pre-exam was timed, so flipping through notes would've run out the clock. I drove to Schaumberg for a two-day training program held at a La Quinta, which clarified some things but couldn't quite get me over the hump. When Norm called to ask how things were going, I grinned insincerely and said I was making progress.

The exam was scheduled for 8 AM on a Saturday morning. I brought all my materials with me, even though you couldn't use notes on the test. As I walked into the state testing office, I explained to the receptionist that I did not get the needed 70% on the practice test. They told me that under no circumstances I could take the test now, but I could reschedule and pay another fee to do so. I left the testing office in defeat, walked back to my car in the misty rain, and left a voice mail for the pre-test company to demand a refund (they eventually said no). I also e-mailed Norm to explain my situation, but he never replied. For all intents and purposes, my "career" at Bankers Life was over.

In spite of getting cajoled out of $300, Bankers Life sent me another form e-mail six months later, and I responded tersely that I wanted to be excluded from any other correspondence. As recently as earlier this year, whenever I would update my resume on CareerBuilder or Monster I would get similar e-mails hyping the benefits of a career as a "senior marketing executive" with AFLAC, Farmers Insurance Group, and the such. I would respond by asking the representative if the position was 100% commission and if I would have to pay for training and a license. About 80% of the time they would get dodgy and ask me to attend their informational session, and the conversation would die right there. The other 20% or so would say admit that you need to pay for a state sales license (which is true) but they offered a base salary for the first six months. In that case, correspondence would halt because I simply wasn't interested.

I write this as a cautionary tale of what happens when an opportunity turns out to be too good to be true. As tempting as it may be at times, I have sworn off insurance sales and its ilk; I had a temp position in the records room at a now-shuttered Farmers Insurance corporate office, and that was about as close to repeating fate that I was comfortable with. If you're struggling to find work or are underemployed, as I've been for parts of the last five years, don't jump on the first possible opportunity unless you know you're absolutely qualified. My condolences to the other people in the world who were suckered into such an allegedly lucrative career.

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Sunday, July 19, 2015

By a Hair

Every now and then, I like to post an assortment of quick dispatches:

+ It scares me a little to see Donald Trump in second place in the latest GOP presidential polls. If it were any other dark horse candidate I'd be amused at the slightest, but Trump's campaign announcement --a hopelessly clueless diatribe where he vilified Mexican day workers-- has corralled together the staunchest hardliners on immigration. It's essentially a delicately assembled alliance of bigots and reactionary, middle-aged white males, rallying around the maypole for an out of touch, camera-hungry multi-millionaire. At this rate, Trump can't be ignored; it will only enable him further. For now, we'll just have to wait until his campaign inevitably falls apart.

+ There is no question about Hillary Clinton's frontrunner status, but at least the hodgepodge of other Democratic candidates is at least making the race look interesting. The far left has found an unlikely savior in Bernie Sanders, moderates have found some interest in former Maryland Gov. Martin O'Malley, and the few remaining conservative Democrats are placing their bets on Sen. Jim Webb, and Lincoln Chafee is... here, I guess. Maybe the sudden return of Bloom County will help make sense of all this.

+ Am I imaging things, or are people downplaying what an embarrassment it was for the Mexican government to let "El Chapo" escape? Heads must be rolling at every level.

+ Finally, this month marks the second anniversary of Stu News, my satire-based Facebook page. I'm still posting six jokes a week for your comedy pleasure. Check it out if you haven't done so already (or recently).

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Wednesday, July 8, 2015

Goin' to the Chapel

The judicial branch of the U.S. government is usually taken for granted. It doesn't command the hype and bloviating that the legislative and executive branches demand, especially in this day and age. The Supreme Court exists in a shroud of mystery, their discussions and arguments sealed airtight in their cozy Washington chamber. We don't think much of it, except when the judiciary season ends every late June and any political wonk worth their salt is scrutinizing the court's latest round of decisions.

For a Supreme Court that supposedly leans 5-4 in favor of conservatives, this year's round of decisions was an unexpected boost for a decidedly liberal president. Any conservative's hope of a lame duck presidency was quashed: the president's ambitious overhaul of our nation's health care system --er, "Obamacare"-- was kept intact in a narrow vote, and another slim decision legalized same-sex marriage in all 50 states. The impact of Obamacare still remains to be seen, and kinks clearly still need to be worked out, but the opposition has been forced to surrender.

As for Obergefell v. Hodges, the president might attempt to take credit but this was a populist court decision. Barack Obama's legacy will be filled with milestones in social progress (mostly for LGBTQ rights) but the fight for gay marriage first gained momentum about ten years ago, when the president was still a freshman U.S. senator. He championed the cause, albeit belatedly, but he never led the fight. Like many Americans, President Obama will have to sit down, kick back, and be amused the sheer novelty of two men getting married in deep-red locales like Mississippi and Arizona.

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Monday, June 29, 2015

The New Titletown

I'm not tired of the winning yet.

Last week, the Chicago Blackhawks beat the Tampa Bay Lightning 2-0 on home ice to clinch their third Stanley Cup title in recent memory. They have not only won just as many championships in six years then they did in the previous eight decades, but they've become the closest thing the NHL has to a dynasty in the post-lockout, salary cap era. In a city largely associated with sports mediocrity, "Da Hawks" have become a bright beacon of hope in a coalmine of futility. There was hardly anything to indicate ten years ago that this could ever happen to these perennial cellar-dwellers. (Of the "Original Six" NHL teams, only the Rangers have won fewer Stanley Cups.)

Unlike the deciding game in 2010 and 2013, I stayed home. I was wary of driving into the city when the nearest interstate drives right up to the stadium, especially in rush hour. It was also raining heavily, and any other plans simply never materialized. After leaving work, I ran a quick errand, took a power nap, than convened with my family to watch game 6 in our living room. It was a rare occasion for all four of us to be watching the same thing on TV, let alone the same TV. Both of my parents were on the mend --Mom had a staph infection, Dad's dizzy spells forced him to go to physical rehab-- and living at home has become more of an obligation than anything else.

Amid a growing mountain of stress, the Blackhawks have become a weird kind of constant in my life. I couldn't care less about the Cubs or White Sox, the Bears are rebuilding, the Bulls are a good team that hit a plateau before ever finding greatness, and the Fire (the soccer team, not the TV show) are all but irrelevant. This city has its problems, but the hockey team almost everyone forgot about a decade ago is not one of them. It's one thing when something once assumed impossible happens, let alone three times. May the good times roll while they last.

GO HAWKS!!!

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Wednesday, June 17, 2015

A Speaker Goes Silent

An Illinois politician turned out to be corrupt? You don't say!

In my home state, anytime anyone is elected you almost have to assume they're guilty until proven innocent. It's jaded and cynical, and both the Democratic and Republican parties have hogtied opposing candidates to their alleged crimes (with mixed success) but corruption in the Land of Lincoln transcends parties and political beliefs. Everyone assumes the whole system is tainted, and we're not without reason. You start wondering about people who have no perceived history of wrongdoing, the Bruce Rauners and Jesse Whites of our upside-down little state.

Rep. Dennis Hastert, the homegrown congressman who was second in line to the Oval Office in the early and mid-2000s, is no exception. The two major charges against him seem par for the course in Illinois: he violated federal banking law and lied to the FBI. Unlike a certain attention-hog imbecile that spent six years as our governor, the reasoning behind these two charges are so sordid, you can't blame Hastert for avoiding the media.

Apparently, Hastert had relations with a teenage boy some 35-odd years ago. To cover up the sexual abuse, the small-town teacher gave this student a handsome sum of hush money. Hastert continued to pay off his victim until he apparently committed suicide in the 1990s. In the meantime, Hastert ran for public office and rose through the Republican ranks. I'd go more into detail, but certain details are being kept from the media. To make matters worse, Hastert's alleged lies to the FBI is in direct violation of the Patriot Act... which Hastert helped pass in the Autumn of 2001.

Illinois has seen its share of controversies, but never a sex scandal. In a perverse way, it brings the GOP's late '90s witch hunt of Bill Clinton full circle. As a puritanical section of the Republican Party nearly got the president kicked out of office for perjury, Speaker New Gingrich was forced to step down for past indiscretions. His immediate successor, Rep. Bob Livingston, lasted a week or so before he was caught in his own sexual imbroglio. The baton was then passed to Hastert, a square-jawed former wrestling coach who went on to become the longest-serving Speaker of the House in GOP history.

Rep. Hastert has plead not guilty, and there's a good possibility there will be a plea bargain before the former SOTHOR ever stands trail. This is more than just a fall from grace; this is a fall from decency. He wanted to protect the children, yet couldn't protect them from himself. Hastert was never the humble man without airs that was he hyped to be; he was a politician through and through. The long line of corrupt lemmings in Illinois politics just got a little bit longer, one by one jumping off a cliff of reprobate oblivion.

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Tuesday, June 9, 2015

My 10th Anniversary Blog

Ten damn years.

When I wrote my first blog entry on the then-nascent TV.com in June 2005, I really wasn't sure what was the point. I was curious about the concept of having a blog, especially on a site where I was a prolific contributor yet also somewhat anonymous. I had my niche --SNL, classic sitcoms, late night TV-- and I made some acquaintances through that. The double-edged sword of CNet buying out TV Tome (and its forgetten sister site, Movie Tome) and the perception of selling out was what actually allowed the new site to become more of a community. We weren't just screen names and post totals on a lo-fi episode guide site, but human faces with human feelings. That layer of anonymity was gone, though some chose to hide behind some kind of veneer. These were halycon days, a period of unabashed nerdiness that lasted about five, maybe six years.

Of everyone that made TV.com hum in the later part of the 2000s, I'm one of the last remaining. I still enjoy the luxuries of being an editor --well, what's left of them, anyway-- though the forums and actual community has atrophied. Most of the people I knew on the site have become friends on other outlets of social media, and the Facebook group Return to TV.com has maintained the conversation in exile. It's not the same, but at least most of us have stayed in touch. The temptation to quit TV.com altogether ebbs and flows in my mind.

If this 10th anniversary blog doesn't sound that celebratory, I have two reasons why. First, I consider my anniversary with the site to be February 1st, 2003, when I launched my TV Tome account. Even though I've been the editor of the SNL episode guide almost immediately after the conversion, it was my contributions in the 2 1/2 years prior that earned that position. I built my status by being prolific in the SNL forum as well as the now-defunct sports discussion board, then submitting info to fill the gaps in Late Night and Late Show with David Letterman. I rose through the ranks at astonishing speed, making the leap from Level 1 to Level 7 within my first two weeks on the new site. Before the level-up system was more or less abandoned last year, I was on the cusp of Level 64, not anywhere near the all-time submission champ but still comfortably in the top 25.

My second reason is that I struggle to seperate my personal life from the half-assed veneer I created. This blog (which I "similcast" with TV.com from 2008 to 2012) became an outlet for me to discuss anything I wanted. My weekly updates are and always will be ramshackle; I'll talk politics one week, music the next, then those two plus my family the week after that. It goes without saying that my life is significantly different than when I was 20: I'm slogging through another temp job, both of my parents still have recurring health issues, I've been living at home a lot longer than planned, and overall I'm just forcing myself through the peaks and valleys of adulthood. On the other hand, I'm far less introverted than I was 10 years ago, my dabbles in writing, comedy and improv have become almost a part-time job onto itself, and I've finally come to terms with the fact that my radio aspirations were never meant to be. (I haven't totally ruled out voiceover work.)

Navel-gazing aside, I want to thank anyone and everyone who has ever read my blog for commenting and interacting over the past decade. I am grateful for the support of my friends and family, including the people I've never met in person that have taken a foothold in my universe. I wouldn't be doing this if I didn't think anyone was interested, and you've been vigilant and then some.

Ten damn years.

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